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We are pleased to announce that we plan to introduce margin borrowing by the end of September 2019, with margin interest rates at least 2% (two full percentage points) better than Charles Schwab's and TD Ameritrade's currently published rates.

We will send you more information as soon as margin is available to you.

We are also making changes to the cash interest rate formula in our Customer Agreement that will be effective on September 30, 2019.

Website Maintenance and System Update

We will conduct routine system maintenance from 11:00 to 11:30 p.m. ET on Saturday, September 21st.

Site access may be limited during this time. We appreciate your understanding and patience while we make these updates to enhance our website.

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